Home » Forum » Topics

Best travel insurance providers for international trips?

travelinsuranceadvice
avatar
Nataliya_W
Joined:
01.10.2023
Posts: 1656
Topic Starter
21.01.2025 11:21
I'm planning a three-week trip to Europe next month and I'm realizing I have no idea which travel insurance company is actually reliable. I've looked at a few comparison sites, but the reviews are all over the place and I'm worried about getting stuck with a company that makes claims impossible. Has anyone here had a good or bad experience with major providers like World Nomads or Allianz? I'm mostly concerned about medical coverage and trip cancellation in case something goes wrong. Any advice on what to look for in the fine print would be greatly appreciated.
12 replies in this topic
avatar
Simeon_W
Joined:
29.09.2020
Posts: 680
09.02.2025 04:08
I've used Allianz for years and honestly, they've never let me down. Had to file a claim for a delayed flight once and it was handled pretty quickly.
avatar
grigor_b
Joined:
02.12.2023
Posts: 435
15.05.2025 23:48
In reply to a previous post
World Nomads is great if you're doing adventure sports, but for a standard Europe trip, they might be overkill and a bit pricey. Check out SafetyWing instead.
avatar
Timo_G
Joined:
19.05.2021
Posts: 1900
01.06.2025 06:43
In reply to a previous post
Make sure you check your credit card benefits first! Many premium travel cards include trip cancellation and medical insurance automatically.
avatar
Simeon_W
Joined:
09.04.2025
Posts: 757
05.06.2025 18:51
Whatever you do, stay away from the cheapest options on those comparison sites. You get what you pay for when it comes to customer support.
avatar
Yana_P
Joined:
17.05.2021
Posts: 1561
18.06.2025 19:17
In reply to a previous post
I second the credit card suggestion. I saved hundreds on my trip to Italy by just using the coverage that came with my Chase Sapphire card.
avatar
Stasi_B
Joined:
22.04.2020
Posts: 873
19.06.2025 03:59
Does anyone have experience with GeoBlue? My company recommended them, but I'm not sure if they're good for leisure travel.
avatar
GospodinNikoi
Joined:
21.12.2023
Posts: 1465
20.06.2025 07:56
In reply to a previous post
I had a medical emergency in France last year and Allianz covered everything without any fuss. Highly recommend them for peace of mind.
avatar
Krasen_K
Joined:
13.08.2021
Posts: 775
26.07.2025 14:29
In reply to a previous post
The fine print is everything. Look specifically for 'pre-existing condition waivers' if that applies to you, otherwise they'll deny the claim in a heartbeat.
avatar
Kras_T
Joined:
30.03.2022
Posts: 2479
17.08.2025 01:36
In reply to a previous post
World Nomads is solid, but their UI is a pain to navigate if you actually have to submit documents. Just a heads up.
avatar
chicho_savet
Joined:
03.10.2020
Posts: 257
24.09.2025 02:44
Always read the 'Exclusions' section. Most people skip it and then get mad when they aren't covered for something obvious.
avatar
nov_tuk
Joined:
25.08.2022
Posts: 1276
11.02.2026 23:37
In reply to a previous post
Check if your health insurance covers anything internationally. Mine covers emergency care, so I usually just buy a cheap trip cancellation policy on its own.
avatar
Viktoria_S
Joined:
21.12.2025
Posts: 183
25.02.2026 07:15
Honestly, I've stopped buying travel insurance for Europe. The medical care there is so affordable compared to the US that I just pay out of pocket if I need a clinic visit.

Want to join the discussion?

Log in to your account to post a reply in this thread.